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Arbuthnot Banking Group | 2026 profit stability after well-flagged rate pressure in 2025

20 Apr 2026 / Video

By Mark Thomas

In this interview, analyst Mark Thomas reviews Arbuthnot Banking Group’s 2025 results, highlighting strong growth in deposits, wealth management and specialist lending, despite a 31% fall in pre-tax profits due to lower interest rates and some short-term factors. He notes that the bank remains disciplined, avoiding lower-return business and expects more stable profits in 2026, helped by higher-for-longer interest rate environment. Overall, while profits dipped, the outlook suggests a steadier recovery ahead.


Key Moments

  • 00:20 — Strong growth, selective lending
  • 01:00 — Profit fall explained
  • 02:33 — Stable profits in sight
  • 03:35 — Conflict and rate upside
  • 04:40 — Credit quality strengthens
  • 05:23 — Risks still to watch

Arbuthnot Banking Group is a UK banking group focused on specialist lending, private and commercial banking, deposits, and wealth management.