The Seneca IHT Service is an unquoted Business Relief product which lends on secured basis across four different lending strategies. These are social residential housing, commercial property, stock finance and vehicle financing. The first and last are particularly niche, albeit are currently small parts of the portfolio. There is no gearing. The product offers both capital and income options, with a target return of 4% p.a. which it has consistently matched since 2017.
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